International Risk Archive Return to Table of ContentsTell the Editor

Global Scale by Coletta Kemper

November 2012
Best? Maybe Not Good Enough
The U.S. international focus on insurance shifts from 50 states to a new state of mind.

October 2012
New Ruling Class
Emerging-market consumers will overwhelm our industry in 15 years unless we are prepped, are flexible and have boots on the ground.

September 2012
Skills Gap?
Skilled workers soon will be scarce, while millions of unskilled will remain jobless. A global crisis looms, yet little is being done to improve the education gap.

June 2012
Got Growth?
If you build it, they will come. Emerging-market infrastructure growth portends steady business for brokers.

May 2012
The Hacktivist Gunslinger
If cyberspace is the world’s new wild, wild West, the hacktivist is the new outlaw.

April 2012
Minority Rule
A majority of world trade today is in services, yet trade progress talk focuses on manufacturing. It’s time we recognize the obvious.

March 2012
Responsible Parenting
Brokers must help clients understand when a parent company has an insurable interest in an international affiliate.

January/February 2012
Elusive Growth
While the rest of the world struggles, Asia and Latin America offer opportunity.

December 2011
Border Crossing
New trade agreements open new possibilities for the insurance industry to cross borders with relative ease.

November 2011
Border Patrol
Geopolitics frequently stops data flow at the border, making global service businesses pay a heavy price.

October 2011
A Mighty Wind
The new RMS U.S. hurricane model has carriers and brokers worried about what it will mean at renewal time.

September 2011
We Deliver
This year’s catastrophic events highlight why you don’t let your client take undue risks with supply chain interruption.

July/August 2011
Sense Less
Master policies for multinational risks make sense, but regulators aren’t structured to accommodate them as businesses expand internationally.

June 2011
Caught in the Act
The U.K.’s new Bribery Act can ensnare you on things as simple as entertainment expenses. Beware.

May 2011
Global Village People
We face extreme global risks that cannot be addressed by existing institutions or governments. An international, global plan of action is required.

April 2011
Sudden Impact
An entire village was wiped out in six seconds. As horrific as Japan’s disaster is, years of planning helped reduce losses and loss of life.

March 2011
Fundamental Challenges
Market fundamentals challenge the soft market. Global regulatory scrutiny challenges the cost of doing business. The G-20 challenges equivalent broker standards. International protectionism challenges global markets. Had enough?

January/February 2011
Briber Beware
It might be the way “it’s done here,” but bribing foreign officials is one very big risk. Willing to spend 10 years behind bars?

December 2010
Who's Your Baby Now?
Leadership qualities adopted by female corporate leaders help their companies outperform other Fortune 500 businesses—especially in tough economic times. Shareholders are taking notice.

November 2010
Horror Story
CEIOPs S2” opens in a nation near you in 2012 and leaves U.S. carriers in their international competitors’ dust. Hmm. Political motives here? Ya think?

October 2010
Beyond Our Means
Just 1% of U.S. businesses are in the export game while 73% of purchasing power lies beyond our borders. Talk about market potential! (So what’s wrong?)

September 2010
Financial Polluters
Taxing the “bad guys” who caused the global financial meltdown may be popular, but would it work?

July/August 2010
Berkshire’s Hathaway
Tarzan had Jane. Abbott had Costello. Bonnie had Clyde. Warren Buffett has Charlie Munger and his Poor Charlie’s Almanack, filled with economic wisdom.

June 2010
Oxymorons Among Us
Remind your government decision-makers what good regulation should look like: First, do no harm. Second, find the real problem.

May 2010
Tomorrow's Risk
Avoid risks today, and tomorrow will never arrive. (Can business really do that?)

April 2010
Reckless Regard
It’s getting more and more difficult to be irresponsible with business risk. Corporate bigwigs may have to change their ways.

March 2010
Fat Chance
Global belt-tightening? Business is loosening its belt to cover its ever-expanding liability limits.

January/February 2010
Happier New Year
Executives around the world see glimmers of hope for the economy, but it depends on what part of the world you are in.

December 2009
Trade-ism
Will trading more services help pull us out of the global recession?

November 2009
Spitzer's World
The disgraced former New York attorney general and governor affected a lot more than the U.S. brokerage industry. His influence has been felt worldwide.

October 2009
Wonderland
You must be as mad as a Mad Hatter to venture into the fantasyland of U.S. insurance regulation.

September 2009
Party Crasher
Michael Jackson’s promoter learned the hard way that sometimes fate overtakes events. Be prepared in case it happens to your client.

July/August 2009
When Pigs Fly
Your business or client may not be covered for a swine flu pandemic. It’s time to get your house in order for the expected surge.

June 2009
Ruling Principles
Britain’s voluntary ruling principles could finally let some sun shine in.

May 2009
Domino Theory
If AIG is too big to fail, then we had no choice but to save it to save the economy. But how do regulators know it was too big?

April 2009
No Quick Fix
“Buy American” sounds patriotic, but it would only plunge our economy deeper into the abyss.

March 2009
Destiny’s First Draft
The guardians of risk must manage this global crisis without panic. Today, we mold the destiny of future generations.

January/February 2009
Exalting Exports
Exports can turn you into an optimist about this economy.

December 2008
Subprime Ooze
The subprime blob is eating almost everything in its path, including opportunities to sell your firm.

November 2008
Free-For-All
The time is ripe to look at global solvency standards along the lines of the EU’s Solvency II plan, which requires insurers to account for all their risks.

October 2008
To Have and Have Not
Two political perspectives on foreign trade don't hide the fact we need to keep the trade doors freely swinging open.

September 2008
To Better Days
The global economy has see better days, andthe new dane seems a few quarters away.

July/August 2008
When It Reigns, It Cascades
Sovereign calls for cascading excise taxes for foreign insurance and reinsurance policies on U.S. risks—and brokers could be left holding the bag.

June 2008
Small Packages
Good things come in small packages, and that just might be the case with nanotechnology. Then again, it could all turn into a horror show.

May 2008
Separated at Birth
Brokers are missing out on the beginning of micro-insurance products. Are you missing out on future clients?

April 2008
Taking Ownership
Globalization, while benefiting the economies of the world, may leave us more vulnerable to new risks.

March 2008
Vertical Segregation
Close business ties inside the Japanese market effectively block out competition from foreign brokers and carriers.

January/February 2008
Chain Reaction
When a client’s supply chain breaks, there can be more to lose than meets the eye. Brokers must help clients put a sound risk management program in place to mitigate disruption if the chain snaps.

December 2007
Ditching Old Habits
The European Commission understands that the complexity and sophistication of risk management in the insurance sector has outgrown the current scheme for regulating. This alone is a quantum leap in thinking.

November 2007
Against My Religion
What if the concept of insurance were against your religion? Muslims—followers of Islam—do not believe in insurance, and they make up 28% of the world’s population.

October 2007
The British Invasion
If New York’s Dinallo follows the Brit example, insurance regulation will never be the same.

September 2007
A Chile Reception
Check your ginormous southern exposure for a potentially profitable market.

July/August 2007
Export License
China takes liberties with its trade policies while the U.S. stares at its rising trade deficit.

June 2007
Global Warming

May 2007
The Unspoken Word

April 2007
Take the Express

January/February 2007
Brave New World

 
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