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CALIFORNIA
Posts Geological Survey earthquake fault zone maps online for the first time. Visit http://www.quake.ca.gov/gmaps/ap/ap_maps.htm.
www.insurance.ca.gov

CONNECTICUT
Gov. Dannel Malloy names Thomas Leonardi as insurance commissioner. Leonardi, 56, is a lawyer and was chairman and CEO of Northington Partners, a venture capital and investment banking firm specializing in insurance. He is divesting his interests in the firm. He relieves Barbara Spear, who has held a dual role as acting commissioner and head of business regulation and consumer services.
www.ct.gov/cid/site

FLORIDA
State Senate’s Banking and Insurance Committee has approved bill seeking to extend an exemption from file-and-use for motor vehicle fleet insurers to include coverage for fleets with fewer than 20 vehicles. The bill would also exempt E&O, fiduciary, management liability, general liability, non-residential property, multi-peril coverage, and excess property from file-and-use rules. Insurers would still have to notify the Office of Insurance Regulation within 30 days under the law. The bill changes record-keeping requirements, as well. Insurers would have to keep actuarial data supporting rate changes for at least two years, but they wouldn’t need to keep underwriting files or premium, loss and expense statistics.
www.floir.com

GEORGIA
State Supreme Court rules that negligent construction is an occurrence under a CGL policy and that damage to surrounding property caused by faulty workmanship that isn’t intended or expected is covered. The essential issue revolved around the non-definition of the term “accident” in the policy. The court said that, absent any clear definition by the insurer, Black’s Law Dictionary’s definition would rule: “…an event which, under circumstances, is unusual and not expected by the person to whom it happens.” It found that, since no one expected the sub’s work to cause damage, the event fits the legal definition of “accident.” Case is American Empire Surplus Lines Ins. Co. v. Hathaway Dev. Co. >> Statehouse unanimously approves bill to prohibit insurance commissioners from issuing themselves insurance licenses without passing mandatory tests.
www.inscomm.state.ga.us

MAINE
Gets HHS waiver on medical loss ratio for individual market. May remain at 65% until end of 2013, pending submission of updated actuarial data in 2012.
www.maine.gov/pfr/insurance/

MASSACHUSETTS
Gov. Deval Patrick sends bill to legislature to give insurance commissioner authority to examine, but not set, fees paid to hospitals and doctors as part of health fee reform. Administration plans to shift most state employees, Medicaid recipients, and other state-subsidized health insurance recipients to new payment system under which providers would be on a budget for each patient. Legislation would set standards for accountable-care organizations—for example, requiring them to include preventive and mental healthcare. The bill would also allow the commissioner to review insurer contracts when he considers rate changes for large employers. (He already has that power for small and mid-market.)
www.mass.gov

MICHIGAN
Legislature approves bill to nix state rules mandating workplace ergonomics regulations. Bill permits voluntary guidelines that don’t require more than the federal government. Governor expected to sign.
www.michigan.gov

MINNESOTA
Steve Carlson chosen as deputy commissioner of administration. Kevin Murphy reappointed as deputy commissioner of financial institutions. Jaki Gardner continues as assistant insurance commissioner. April Todd-Malmov named director for health insurance exchange in shared-services role with state Dept. of Health.
www.commerce.state.mn.us

MISSISSIPPI
H.B. 1199 would create Hurricane Damage Mitigation Coordinating Council, which would be comprised of seven state and national mitigation experts. Expected to head to governor for signature. >> H.B. 113, requiring carriers writing policies in the state to offer p-c coverage if they offer it in other states, died in committee. The Department of Insurance Transparency Act also didn’t make it onto the floor. It would have required carriers to provide information on paid claims, number of policies issued, earnings and losses, and other data, which would have been published on the department’s website. >> H.B. 203, which would have mandated that insurers provide “preponderance of evidence” supporting claim denials under “all perils” policies, died in Senate Insurance Committee. Also failed in committee: S.B. 2065 prohibiting insurers from raising p-c premiums with no change in circumstances; S.B. 2219, Unfair Claims Settlement Practices Act, which tried to set new standards for investigation and disposition of claims; and bills in the House and Senate preventing insurers from canceling policies based solely on presence of tainted Chinese drywall.

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